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Disclaimer: Based on a $386,000 FHA loan amount with a 3.5% down payment, the APR is 5.417%. The estimated monthly principal and interest payment is $2,138. This example does not include taxes, insurance, or HOA fees, and your actual payment obligation may be higher. Loan terms include 360 monthly payments. Rates are subject to change and may vary based on creditworthiness and loan details. ADVERTISEMENT – These figures are supplied as examples. The rate is based on a 740 or better FICO credit score and subject to change. This rate is from 08/15/2024. Taxes, insurance, PMI, and an escrow account may be required along with additional monthly expenses such as a HOA. Each loan is unique and should be discussed with your My City Home Loans, Inc. mortgage originator to see what you qualify for. This is not a commitment to extend credit. All loans are subject to underwriting approval. Terms, conditions, and restrictions are subject to change based on an applicant’s eligibility and market conditions. My City Home Loans, Inc offers Equal Housing Opportunity NMLS#2468515 (www.nmlsconsumeraccess.org)