Get to know us.

We make the Home buying Process Easier.

My City Home Loans offers a seamless blend of experience, knowledge, and personalized service tailored specifically to your needs.

Our Story

A personal And Local Lender

My City Home Loans is a local mortgage lender based in downtown Grand Rapids, MI. With over 50 years of combined mortgage lending experience, we have helped thousands of clients accomplish their dreams of homeownership. In today’s fast paced housing market, having a trusted local lender familiar with community taxes, laws, and other nuances of the lending process is imperative. We believe in the importance of consistent communication and friendly service that builds a lasting lending relationship.

Our seasoned mortgage team will provide careful consideration of your household needs and find the best solution for your situation. Mortgages aren’t one size fits all and finding the right loan program can save you both time and money. We specialize in mortgage lending to provide a more efficient process for our customers unlike many banks and credit unions which offer a variety of financial services.

My City Home Loans

Meet Our Founder

James Eerdmans is the owner and Grand Rapids branch manager. He is passionate and versed in mortgage lending and various aspects of real estate.

With licensing in lending, construction, title insurance, and real estate- James has a unique skill set and perspective by understanding the expectations both referral sources and clients have in a mortgage transaction!

When James is not working, he enjoys golfing, spending time with his family and friends, and attending music concerts/festivals.

No matter where you are, We'll transform your homeownership dreams into reality.

Based in Grand Rapids, Michigan

We pride ourselves in being a mortgage service based in the heart of the beautiful city of Grand Rapids, Michigan.

Serving Home Buyers Nationwide

Our advantageous reach spans across the entire nation, with local branches poised to assist prospective homeowners in realizing their dreams.

Meet our dedicated team

Becka Bruderer

Senior Processor

Laura Demarest

Operations Manager

James Eerdmans Jr.

Lock Desk

Andy Jensen

Underwriter

McKenzie Palmisano

Marketing Manager

Samantha Sage

Closer/Funder/HR

Liz Smit

Processor

Samantha Suidinski

Marketing

NMLS #

2416960

Loan Originator

Oscar Rico

NMLS #

2142066

Find A Loan Originator Near Me

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located in the heart of Grand Rapids, Michigan.

Learn More About The Lab

We are here to help.

Embarking on the journey of purchasing a new home can often feel like an overwhelming and complex endeavor. We are here to offer a guiding light and Expert assistance throughout this demanding process, ensuring a seamless and enjoyable experience.